Fire and Water damage commercial insurance claims | Florida Hurricane Lawyer

Water Damage/Fire Loss

At Kandell & Kandell, P.A., we know all too well that the insurance business is a for profit industry. Insurance companies make money by collecting premiums and paying out as little as possible on claims. Unfortunately for insured homeowners, condominiums and businesses, the interests of the insurance company are usually directly in conflict with the claimants’ desire to be fairly compensated for their claims.

Because a policy of insurance is nothing more than a complex contract between an insurance company and its insured, it is crucial to have an attorney who understands the playing field and is knowledgeable about the nuances of insurance contracts. This is especially true when making a claim for water damage or fire loss. Having legal representation from the outset of your insurance claim can be the difference between a claim that is paid in a timely manner or a claim denial. Also, the ability to interpret policy language can be the difference in maximizing the amount of your recovery and avoiding lengthy delays.

Insurance companies will rarely come forward and offer you every coverage to which you are entitled. It is up to each insured to understand your policy and which coverages are available to you. Similarly, insureds need to understand how deductibles and limitations on coverage affect them. Only an experienced attorney working in conjunction with a team comprised of engineers, public adjusters, contractors and other professionals will be able to effectively help.